Student Credit Card

I declare that the information I have provided is accurate & complete to the best of my knowledge. I hereby authorize and its affiliates to call, send a text through the Short messaging Service (SMS) and/or Whatsapp me in relation to any of their products.

What are Student Credit Card?

Credit cards for students function similarly to regular credit cards, but with perks and features designed with students in mind. Since most students seeking for their first credit card would have little to no credit history, student credit cards tend to be easier to get accepted for. Using these credit cards may earn you points on things like Movies, dining out, or, all of which are popular with students.

Student Credit Card offer by different banks

Name of Credit Card Joining Fees Benefits
ICICI Coral Contactless Credit Card
  • ₹ 500
On every spent of ₹ 100, 2 rewards point.
ICICI Bank Student Forex Prepaid Card

  • ₹ 199
Discounts of 40% on oversize bags and 20% on DHL shipping.
Kotak 811 #DreamDifferent Credit Card
  • Nil
Have a credit line that's as high as 90% of your CD balance.

Features & Benefits of Student Credit Card

In addition to covering the expenses of online courses, petrol, and books, a student credit card has many other uses.

Credit cards aimed for students typically have low or nil annual fees, making it easier for students to keep their finances separate.

Fewer documents:
Student credit cards need less paperwork than most others.

Discounts and Benefits:
The student credit cards provide incentives and special offers similar to those offered by other credit card issuers, such as cash back or point redemption for purchases.

Having Low Credit Limits:
The lower credit limits on student credit cards make it simpler for students to keep track of their finances.

Eligibility of Student Credit Card

  • Applicant must be > 18 years or older
  • Must be enrolled in college.

Documents for Student Credit Card

  • PAN Card
  • Aadhar Card
  • Passport Size Photo
  • Birth Certificate
  • Enrollment identity Card


  • No, there is no joining fees for student credit card.

  • Yes, if a student is unemployed, he or she may apply for a student credit card. Depending on the student's purchasing patterns, a main credit card may be issued.

  • Lesser Documents are required for student credit card like PAN card, Aadhar card, passport size photo, birth certificate & enrollment identity card.