SBI Bank Credit Card

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Types of SBI Bank Credit Card

Name Annual Fees Benefits Rewards Rate of Interest
SBI Card PULSE Rs. 1499 + GST
  • Free visits to 8 domestic lounges
  • Coverage of Rs. 50 lakh for air accidents
  • Get 10 Reward Points for every Rs. 100 you spend at a chemist, pharmacy, restaurant, or movie.
  • Get 2 Reward Points for every Rs.100 you spend on anything else.
42.00% p.a.
SBI Card ELITE Rs. 4999 + GST
  • Complimentary membership to Club Vistara and Trident Privilege program
  • Get free movie tickets worth Rs. 6,000 every year
  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/Year
42.00% p.a.
  • 1% cashback on all* offline spends and utility bill payments
  • 5% cashback on every* online spend without any merchant restriction
- 42.00% p.a.
SBI Card PRIME Rs. 2999 + GST
  • Complimentary International and Domestic Airport Lounge access
  • Spend linked Gift Vouchers worth Rs. 11,00 0
  • Welcome e-Gift Voucher worth Rs. 3,000 on joining
  • 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores and Movies
42.00% p.a.
Aditya Birla SBI Card Rs. 499 + GST
  • 2000 Reward Points as Welcome Gift
  • 5 Reward Points per Rs. 100 spend on Dining, Entertainment & Hotels
  • 10 Reward Points per Rs 100 spent on Aditya Birla Stores
42.00% p.a.
Apollo SBI Card Rs. 499 + GST
  • Get Upto 10% Instant Discount at Select Apollo Services.
  • Complimentary OneApollo Gold Tier Membership.
  • 3X Reward Points on every Rs. 100 spent on all Apollo services
  • 500 Reward Points worth Rs. 500 on payment of joining fee.
42.00% p.a.
Club Vistara SBI Card Rs. 1499 + GST
  • Up to 4 free flight cancellations on Vistara flight booking
  • Welcome Economy ticket voucher for Vistara’s domestic network
  • Up to 3 Economy ticket vouchers & 1 Hotel Voucher worth Rs 5,000 on achieving milestone spends of Rs 5 lakhs
  • Earn 3 CV Points (per Rs. 200 spent) on all your spends
42.00% p.a.
Yatra SBI Card Rs. 499 + GST
  • Welcome Gift Vouchers worth Rs. 8250
  • 20% Off* on Domestic Hotel Bookings
  • Rs. 1,000 Off *on Domestic Airfare.
  • Rs. 4,000 Off* on International Flight Booking.
  • 6 Reward Points on every Rs. 100 spend on Departmental Stores, Grocery, Dining, Movies, Entertainment  and international spends
42.00% p.a.
SBI Card ELITE Business Rs. 4999 + GST
  • Get free movie tickets worth Rs. 6,000 every year
  • Welcome e-Gift Voucher worth Rs. 5,000 on joining
  • Get 5X Reward Points on Dining, Utility Bills payments and Office supplies
  • Earn 2 Reward Points per Rs. 100 on all other spends except fuel
42.00% p.a.
Air India SBI Platinum Card Rs. 1499 + GST
  • Enjoy freedom from paying the 1% fuel surcharge, valid across all petrol pumps
  • 5,000 Reward Points as Welcome Gift
  • Upto 15 Reward Points for every Rs. 100 spent on Air India tickets
42.00% p.a.

How to apply for SBI bank credit card?

To apply for a credit card online, you can follow the below steps:

Step 1 : Compare all SBI Bank credit card options available to you.
Step 2 : Select the option that is most viable to you, based on your requirements.
Step 3 : Check your eligibility, and if SBI, then fill in the personal details in SBI Bank App into the credit card application form.
Step 4 : Depending upon your monetary history, you may get instant credit card approval and enjoy the benefits.

Eligibility criteria for SBI Bank Credit Card


  • Minimum: 21 years or above and 18 in some exceptional cases.
  • Maximum: 65 years


  • Minimum: 25k Monthly Income

Credit Score

  • The potential cardholder must have a CIBIL score of 750 or above.


  • Issued to both Indian and Non-Residential Indian (NRI).

Documents required for SBI Bank Credit Card

Mandatory Documents

  • Recent coloured photos
  • Photocopy of PAN or Aadhar card

Identity proof

  • PAN Card
  • Aadhar Card
  • Passport
  • Driving License
  • Voter Id

Address Proof

  • Registered Rent Agreement or Lease Agreement
  • Aadhar card
  • Passport
  • Ration Card

Income Proof

  • Salary Certificate
  • Recent salary slip or business continuity proof
  • Employment letter
  • Form 16 / IT Returns


  • For metro cities, the potential SBI Bank holder must earn a minimum of 25,000; for non-metro cities, it varies between 10,000 to 15,000, depending upon the individual and the bank.

  • Usually, the interest rates depend upon the billing cycle and due to repayment. So, if you pay before the due date, there are no charges, and if you make a partial payment, your bill will attract interest. The interest rate varies accordingly but usually summarizes 3% to 5%.

  • The minimum CIBIL score is 750 or above.

  • If you have a low CIBIL score, then there is the possibility that the bank will issue you regular credit. But in some exceptional cases, you can get an add-on or secured credit card.

  • The banks evaluate the credit card at the time of its renewal. So, based on your repayment history, the bank decides to increase or decrease the card limit.