Rewards Credit Card

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What are Rewards Credit Card?

Every time you use your rewards credit card, you get points, miles, or cash back on your purchases (depending on the card). Your options for redeeming points afterward will depend on the specific card you use.

Depending on the card, you may earn cash back, points, or miles for every penny you spend. Those customers who regularly make full monthly payments will benefit most from these cards. Or else the cost of interest might wipe out any gains you make.

Rewards Credit Card of different banks

Name of Credit Card Joining Fees Rate of Interest
Axis Bank Vistara Signature Credit Card
  • ₹ 3000
52.86% p.a.
Axis Bank Aura Credit Card

  • ₹ 749
49.36% p.a.
SBI Prime Card
  • ₹ 2999 + Taxes
42.00% p.a.
Doctor’s SBI Card
  • ₹ 1499 + Taxes
42.00% p.a.
First Classic
  • Nil
9.00% p.a.
First Wealth
  • Nil
9.00% p.a.
Sapphiro Credit Card
  • ₹ 6500 + GST
40.80% p.a.
6E Rewards XL- IndiGo HDFC Bank Credit Card
  • ₹ 1500 + Applicable Taxes
43.2% p.a
Citi Rewards Credit Card
  • ₹ 1000 + GST
45% p.a.
Yes Prosperity Rewards Credit Card
  • ₹ 399
43.2% p.a.
Yes First Preffered
  • ₹ 999
43.2% p.a.

Benefits of Rewards Credit Card

Here are some benefits offered by reward credit card.

  • Avail discounts on shopping
  • Cashbacks on purchases
  • Gift Vouchers
  • Insurance benefits

Eligibility of Rewards Credit Card

  • The applicant must be a citizen of India.
  • Must be self-employed.
  • Need to be creditworthy to qualify.
  • Each applicant must be at least 21-70 years old.
  • Tax returns over the past 2 years, financial records, evidence of business stability, etc.

Documents for Rewards-free Credit Card

  • PAN Card
  • Aadhar Card
  • Passport Size Photo
  • Pay slips or income tax returns

F.A.Q

  • The main benefits offered by Reward Credit Cards:

    • Avail discounts on shopping
    • Cashbacks on purchases
    • Gift Vouchers
    • Insurance benefit

  • The eligibility criteria for Rewards Credit Cards:

    • The applicant must be a citizen of India.
    • Must be self-employed or salaried.
    • Need to be creditworthy to qualify.
    • Each applicant must be at least 21-70 years old.

  • Yes, Reward Credit Cards have joining fees depends on the card type.