ICICI Bank Credit Card

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Types of ICICI Bank Credit Card

Name Joining Fees Benefits Rewards Rate of Interest
Coral Credit Card Rs. 500 + GST
  • Film tickets are 25% off when purchased through BookMyShow and Inox.
  • Monthly fuel expenditures of Rs 5,000 or less are free from the 1% fuel charge.
  • Get 1 PAYBACK Point for every Rs.100 paid on bills and insurance.
  • For every Rs. 100 you spend, you'll get 2 PAYBACK Points (except fuel).
40.80% p.a.
Platinum Credit Card Nil
  • The HPCL gas stations are exempt from the 1% fuel surcharge.
  • Rewards Points earn at the rate of 2 for every Rs. 100 spent on anything excluding fuel.
29.88% p.a.
Sapphiro Credit Card Rs. 6500 + GST
  • Lounge access at two international airports every year at no cost
  • Twice a month, when you buy one movie ticket from BookMyShow, you'll receive Rs 500 off your next purchase.
  • 4 Rewards points on international spents
  • 2 Rewards points on domestic spends
40.80% p.a.
Rubyx Credit Card Rs. 3000 + GST
  • Gift cards valued at above Rs. 5,000
  • Twice monthly free rounds of golf
  • One million rupees in air accident insurance and fifty thousand rupees in case of card loss.
  • Obtain one Reward Point for every Rs. 100 paid in the areas of utilities and insurance
  • 2 Rewards points on domestic spends
40.80% p.a.
Expressions Card Rs. 499 + GST
  • Take advantage of a 25% discount of up to INR 100 when you buy at least two tickets up to twice every month.
  • Earn 3 Reward Points for every 100 spent on retail purchases.
40.80% p.a.
Manchester United Platinum Credit Card Rs. 499 + GST
  • ABalance non- maintenance is free.
  • 25% discount selected movie ticket dealers up to Rs. 100.
  • 5Up to three reward points every 100 rupees paid.
44.00 % p.a.
Icici Emirates Credit Card Rs. 10000 + GST
  • Amazing dinning offers
  • Complimentary access to airport lounges and spa treatments
  • Acquire Skywards miles on purchases
  • Up to three reward points every 100 rupees paid.
  • 2 Rewards points on domestic spends
40.80% p.a.
HPCL Coral Visa Card Rs. 199 + GST
  • 25% discount selected movie ticket dealers up to Rs. 100
  • 2.5% cashback and 1% fuel fee reduction at HPCL pumps
  • On all retail transactions except petrol, earn 2 reward points with ICICI Bank Rewards for every 100 spent.
40.80% p.a.
Icici Accelero Credit Card Rs. 499 + GST
  • Free 24-hour roadside assistance and auto parts
  • 2.5% HPCL fuel cashback
  • 1 free airport lounge every quarter by spending INR 5,000 in preceding calendar quarter
  • Retail transactions except fuel get 2 ICICI Bank Reward points per Rs 100.
40.80% p.a.
MakeMyTrip ICICI Bank Signature Credit Card Rs. 2500 + GST
  • Holiday voucher of Makemytrip
  • Free domestic train and international airport lounge access
  • Up to three reward points every 100 rupees paid
  • Upto 5 rewards points on the international spends
42.00% p.a.

How to apply for ICICI bank credit card?

To apply for a credit card online, you can follow the below steps:

Step 1 : Compare all ICICI Bank credit card options available to you.
Step 2 : Select the option that is most viable to you, based on your requirements.
Step 3 : Check your eligibility, and if ICICI, then fill in the personal details in ICICI Bank App into the credit card application form.
Step 4 : Depending upon your monetary history, you may get instant credit card approval and enjoy the benefits.

Eligibility criteria for ICICI Bank Credit Card


  • Minimum: 21 years or above and 18 in some exceptional cases.
  • Maximum: 65 years


  • Minimum: 25k Monthly Income

Credit Score

  • The potential cardholder must have a CIBIL score of 750 or above.


  • Issued to both Indian and Non-Residential Indian (NRI).

Documents required for ICICI Bank Credit Card

Mandatory Documents

  • Recent coloured photos
  • Photocopy of PAN or Aadhar card

Identity proof

  • PAN Card
  • Aadhar Card
  • Passport
  • Driving License
  • Voter Id

Address Proof

  • Registered Rent Agreement or Lease Agreement
  • Aadhar card
  • Passport
  • Ration Card

Income Proof

  • Salary Certificate
  • Recent salary slip or business continuity proof
  • Employment letter
  • Form 16 / IT Returns


  • For metro cities, the potential ICICI Bank holder must earn a minimum of 25,000; for non-metro cities, it varies between 10,000 to 15,000, depending upon the individual and the bank.

  • Usually, the interest rates depend upon the billing cycle and due to repayment. So, if you pay before the due date, there are no charges, and if you make a partial payment, your bill will attract interest. The interest rate varies accordingly but usually summarizes 3% to 5%.

  • The minimum CIBIL score is 750 or above.

  • If you have a low CIBIL score, then there is the possibility that the bank will issue you regular credit. But in some exceptional cases, you can get an add-on or secured credit card.

  • The banks evaluate the credit card at the time of its renewal. So, based on your repayment history, the bank decides to increase or decrease the card limit.