| Name | Joining Fees | Benefits | Rewards | Rate of Interest |
|---|---|---|---|---|
| Axis Bank Vistara Signature Credit Card | Rs. 3,000 | 1 complimentary Premium Economy ticket on joining | 4 CV points on
every spend of
Rs. 200 3000 CV points on spends on 75,000 in the first 90 days |
3.6% per month (52.86% per annum) |
| Axis Bank Privilege Credit Card | Rs. 1500 | Shopping or Travel benefits Shopping or Travel Vouchers worth Rs. 5000 on Activation |
10 points on Domestic / International spends for every Rs. 200 spent | 3.40% per month (49.36% per annum) |
| Axis Bank My Zone Credit Card | Rs. 500 | Enjoy 40% off on
Swiggy and
complimentary SonyLiv
Premium subscription Buy One Get One on movies.4 complimentary Lounge Access |
4 points with every Rs. 200 spent | 3.6% per month (52.86% per annum) |
| Axis Bank Neo Credit Card | Rs. 250 | Discounts on Zomato, Blinkit, Myntra, BookMyShow etc. | 1 point with every Rs. 200 spent | 3.40% per month (49.36% per annum) |
| Samsung Axis Bank Signature Credit Card | Rs. 500 | 10% Cashback on SAMSUNG purchases all year around, across products & services. This is in addition to and over & above other all offers | 10 EDGE REWARD Points per Rs.100 on preferred partners, BigBasket, UrbanCompany, Zomato, Tata1mg and Myntra | 3.6% per month (52.86% per annum) |
| Samsung Axis Bank Infinite Credit Card | Rs. 5000 | 10% Cashback on SAMSUNG purchases all year around, across products & services. | 15 Edge rewards point on every Rs 100 spent | 3.6% per month (52.86% per annum) |
| Axis Bank AURA Credit Card | Rs. 749 | Discount of Rs. 500 on health check up | 2 edge point of the spent of Rs. 200 | 3.40% per month (49.36% per annum) |
| Axis Bank Signature Credit Card with Lifestyle Benefits | Rs. 5000 | Complimetry airport lounge access | 500+ rewards point for transactions | 3.40% per month (49.36% per annum) |
To apply for a credit card online, you can follow the below steps:
Step 1 : Compare all Axis Bank credit card options available to you.
Step 2 : Select the option that is most viable to you, based on your
requirements.
Step 3 : Check your eligibility, and if yes, then fill in the personal details
into the
Axis Bank
credit card application form.
Step 4 : Depending upon your monetary history, you may get instant credit card
approval
and enjoy the benefits.
Age
Income
Credit Score
Nationality
Mandatory Documents
Identity proof
Address Proof
Income Proof
For metro cities, the potential Axis Bank holder must earn a minimum of 25,000; for non-metro cities, it varies between 10,000 to 15,000, depending upon the individual and the bank.
Usually, the interest rates depend upon the billing cycle and due to repayment. So, if you pay before the due date, there are no charges, and if you make a partial payment, your bill will attract interest. The interest rate varies accordingly but usually summarizes 3% to 5%.
The minimum CIBIL score is 750 or above.
If you have a low CIBIL score, then there is the possibility that the bank will issue you regular credit. But in some exceptional cases, you can get an add-on or secured credit card.
The banks evaluate the credit card at the time of its renewal. So, based on your repayment history, the bank decides to increase or decrease the card limit.
