Home Loans

Building your own home is special. We as the online loans provider help you lay the foundation for your dream home. At loans4you we have designed to offer you convenience and make the Experience of your dream home a pleasant one.

Our home loan solutions are based on our expertise like, quality of service, in-depth knowledge, commitment and transparency throughout loan procedures. In today’s scenario home loan is the basic requirement of the individual as well as for the firm. The features offered by each bank/HFC are different and there are a number of variations available to suit your home loan needs.

Purpose

  • Purchase of under construction and Ready possession Property by way of direct allotment/Resale.
  • Composite Loan for purchase of Plot and construction of dwelling units thereon.
  • Purchase of Plot of land for the purpose of construction of dwelling units.
  • Construction Finance
  • Home Loans for Improvement/Renovation of your existing Home.
  • Home Loans for Extension of your existing Home.
  • Takeover of an existing Home Loan from another financial institution.
  •  Refinance towards purchase of the house within 6 months from date of transaction.

Eligible Customer 

  • Salaried, Business Class, Business Professional, NRI & Company

Tenor

  • Individuals in permanent service max. Maximum-30 years.
  • Salaried – Maximum -60 Years
  • Business Class/Professional-Maximum-65 Years
    (Age limit is the maximum age at the end of the repayment Period);

Cost to Customer 

  • Processing fees: This is the fee charged by your housing finance company/Bank for their processing .
  • Foreclosure Charges: Nil for Floating rate of Interest and normally 2 % in case of Fixed & Fixed plus Floating rate of interest.
  • Mortgages Charges: It varies from state to state which customer need to understand before applying for loan with Bank/HFC.
  • Legal & Technical Charges: Normally it is covered in processing fee but some bank/HFC charges separately for legal and Technical.